Thanks to each of you for your thoughtful and helpful replies. Everyone's perspective gives me info and good things to ponder. What a gift this forum has been to me!
I'm in the thankful position of not having to file to protect myself financially. H and I signed a settlement agreement 3 months after BD (which my attorney drafted, H refused to get an attorney for himself) which basically gave me the lion's share of our assets.
At that time we took his name off all the accounts, separated the car titles and such, and did most of the financial and legal things necessary. We're still having to do legal stuff associated with the ownership of H's start-up business but that's slowly getting done.
My H has been extremely generous and fair with me and I know I am very fortunate on that score. Of course, he feels tremendous guilt. That accounts, I'm sure, for much of the generosity. But it's also true my H is a decent man--doing a bad thing--but at his core a good person.
Since BD (when I learned of his then 24-month A) he's only brought up the D word once, four months ago.
(H doesn't realize that in the settlement agreement my attorney worded it in such a way that I don't have to agree to the divorce but can contest it without having to go court next year. In effect, I can delay the divorce for another 12 to 18 months after this coming Jan.)
I was very fortunate to have found this site not too long after BD. It's made a huge impact on my understanding about what was going on and how I needed to proceed.
H & my relationship has been, and continues to be, very cordial, almost warm. We communicate/see each other about every 2 - 4 weeks through emails, texts, not many phone convos, but he does visit me and D22 (who's recently moved back home with me while she goes to grad school) here at our home. We have pleasant convos (no R talk, or questions on my part, or any mention of OW by either of us.)
The bad stuff though, is disturbing. He's been living with OW for 7 months now, in a town 90 miles from our home. She moved 300 miles from another state to live with H right after BD. Left her apartment, moved all of her stuff to our state. She's divorced her H of 15 years (it was final earlier this year) and, most devastating, she's bought, with her money, an extremely expensive (6 figures!) 54' boat for her and H to live on.
Their financial and emotional emeshment is deep and appears to be getting deeper. That's why I'm bracing for the D filing in Jan. Can't imagine she's not putting extreme pressure on my H to do so.
She's put all of her eggs in one basket and must be nervous. And H must feel very beholden to her since she divorced her H for him and now has invested a massive amount of her $ into their "home."
Oh, and did I mention that my H, who's a software entrepreneur, currently has no income (I got it all in the settlement, including his military pension) and he and OW are living off of her alimony? (She's disabled and can't work.)
To sum up, she's supporting him(!) I don't see how my H can escape filing as soon as it's possible. I fear, because he's so invested in being a "good guy," he'll want to do what he thinks is the "right thing" by her.
He was able, in part I think, to leave me because he knew he was leaving me comfortably settled financially. He has nothing to give her and, in fact, has taken from her, since they've been together. A bit different sitch from the norm.
So. . .for all these reasons I'm pessimistic. I fear H will file as soon as he can, 5 months from now.
I tell myself a lot can happen in 5 months. I think the holiday season is going to be a big challenge for H emotionally. Like everyone else here, I wish I had a crystal ball! It will be interesting to see what happens, that's for sure.
TMHP
M 58
H 60
D 22
M 38 yrs.
BD Jan. '11
H living with OW
M 40 yrs.
BD 1/11
Began living with OW 1/11
Divorce final 8/13
Ex married OW 6/15
God, grant me the serenity to accept the people I cannot change; the courage to change the one I can; and the wisdom to know it's me.