I think this is all dependent on the individual, how bad their crisis is, the damage done, and how the LBS reacts / treats them!
If you can get a fair deal and get it in writing between you without going to court, it would save you money.
I was lucky in the sense that my husband is so messed up and feels so guilty that he paid for both lawyers.
These are the two things that worked in my favor! The guilt was a big one, and the fact I stayed amicable with her the whole time trying to work through the issues and also how I approached her to tell her I was ready to give her the divorce. On this, I validated her feelings, told her it was ok to feel the way she did and I would rather let her go in a "friendly" manner. To this, she agreed that I had been a good provider throughout our marriage, was not abusive, and did my best to care for the family. This brought her to the conclusion I should not have to pay her forever or an extended amount of time. She just needed enough so BOTH of us could maintain our standard of living, but especially D11.
To keep me from getting completely fleeced, I offered to settle with her uncontested, share 50/50 custody (her as primary custodian) instead of fighting a battle, as long as she was reasonable with her request and only what she NEEDED!
The deal we made was she got the house, most of the furniture/home assets, and all her personal property. She also must refinance the home within 2 years to remove me from responsibility. I agree to take most of the debt except her personal credit card. When all was said and done, we did the CS calculations to determine what I had to pay, then asked her what she NEEDED! We then looked at our total costs for the month, including gas, food, utilities, etc! From there, she gave me the amount she wanted. I added that to my monthly costs, and when the calculations were done, we were both walking away with the same amount of expendable income after everything was said and done.
What did this accomplish:
- She got the house and agreed to pay the mortgage herself; she has to refinance in 2 years or it goes on the market and we split the profits!
- I didn't want the house; bad memory for me. Plus, I bought it for her and D11; I wanted the least amount of turmoil for D11 so she stays in her home, around her friends, same school, for now!
- The debt's I took are in the process of consolidation. When all is said and done, I will only be paying a fraction of what I was paying out, the interest on all these are now reduced / negated, and they will be paid off a lot quicker than I would keeping them. All said and done, I will live credit card free (cash only) for the first time in 20+ years! very liberating and I am able to put into savings every month! No more check to check while I was with X!!!
- Our lifestyles really haven't changed except for me; I live in an apartment. It's ok though, because it is temporary and I will have my own house in the future. The apartments I live in have great amenities to include pool, gym, laundry, car wash and a few others. Nicest apartments in the area and best bang for the cost; I pay about 60% in rent what she pays in mortgage! I am 15 minutes from downtown so great for things to do with D11, on my own, or with my girlfriend!
- We decided to keep our own 401(k), retirement plans to ourselves.
- All my CS & Alimony end when D11 is 18, and then I have no further obligations to her!
The best part of it all...I am free from all the stress! It was such a relief to agree on it and it was a total relief when I moved out on my own! I was finally able to relax and really let go and knew everything was going to be ok!
An interesting side note: D11 can decide who she wants to live with at age 14 per state law. Unless it can be proven detrimental to her health & welfare, the courts really have to let he have what she wants. They have nothing to prove me "unfit" so it is what it is! D11 has already told X she doesn't want to live with her, she will not accept and "boyfriend" or future husband of hers, and she can choose to live with me at age 14 which is her intention. Oddly enough, D11 is completely accepting of me having a girlfriend or future wife / stepmom! Go figure!
I don't encourage or discourage this, I told her when the time comes, whatever decision she makes I will support her! This would really tip the tables; not only would CS stop, but by law, X would have to then pay me CS which would negate her alimony!
Anyway, that was my experience. Recommend you try to settle with a mediator or do what we did; we went through LegalZoom and did it all ourselves for $300.00!!! The papers are guaranteed if not accepted by the judge / courts!
As long as you agree and it is uncontested, and no minds get changed when you stand before the judge, they pretty much just sign off on it and done deal!!
Obo