Dr. No and MLC Monster.... She is saying all these things so that she can justify leaving... She needs to run and abandon, and can't help herself, can't control herself.
Don't take Monster personally, it's not about you. I find that the MLCer does a lot of projection... Alot of what they accuse you of, they may feel guilty about themselves. Just a thought... if she is accusing you of STEALING, perhaps look to see where SHE may be stealing, just a thought....
BTW - she threatened D, why do you still have a joint account. IMO, it may make sense to separate the accounts to protect yourself.
In my D scenario, while I was living at home, she had her atty draft a notice for me to have everything remain status quo... meaning I couldn't take substantial amounts of cash from our joint accounts, and even my retirement account, without her permission. In her D proposal, she proposed that I take on a large portion of her debt, even after I wrote her a check to payoff half...
It gets ugly. I know you dont want D, but if it's coming anyway, need to protect yourself. Don't know what that does to R, but once you start talking D, you have to start thinking D.